What is Landlords' Insurance?
Landlords' insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. The policy covers the building, with the option of insuring any contents that belong to the landlord.
What is Usually Covered With Landlord Insurance?
The policy will generally cover standard perils such as fire, lightning, explosion, earthquake, storm, flood, theft and malicious damage. Optional coverage might include accidental damage, malicious damage by tenant, terrorism, legal protection, alternative accommodation costs, rent guarantee insurance, and liability insurance.
Landlords' insurance policies typically do not cover any personal property belonging to tenants, or otherwise protect the interest of tenants; although a liability policy protecting a landlord or property manager will be of benefit to tenants should they incur a loss for which the landlord is responsible.
Contact us to learn more about the right landlords' insurance policy for your property.
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Westminster, CO 80234
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